Self Cert Mortgage Related News Articles
To keep you informed of what is happening in the world of mortgages relating to the self employed and self cert mortgages we will be building up a collection of articles each month.
Self Cert Loans - Financing the self employed
[December 2007] A self employed person has many advantages, but securing a loan can be more difficult as such people are seen as high risk because of their incomes being variable and having no guaranteed pay cheques... Read more
Self employed mortgages and remortgages
[October 2007] Difficulties for the self employed in mortgaging and remortgaging their homes occur because the self employed often minimise their income for tax purposes... Read more
The Truth About Self Certification Loans
[September 2007] In the past ten years things have changed for the self employed seeking loans. Lenders have had to change their policy as more and more small businesses are setting up. Read more
Increase in self cert mortgages 'reflects customer needs'
[July 2007] The number of new self-certification and buy-to-let mortgages on the market shows that the industry is becoming more reflective of customer needs, mortgage lenders have claimed. Read more
Self cert mortgages 'catering for more people'
[July 2007] Self-certification mortgages are appealing to an increasingly wide range of people, an expert has claimed. Read more
The Fundamentals of Self Cert Mortgages
[February 2007] If you are self employed and searching for a mortgage it is likely that many obstacles will block your way, and you are not alone. Read more
Fewer 'mortgage lies', FSA finds
[January 2007] There is no evidence that mortgage brokers are systematically still letting self-employed borrowers inflate their earnings, a report has found. Read more
Banks relax mortgage loan rules
[January 2007] People who have a poor credit history or are self employed are finding it easier to borrow money to buy a home, market analyst Datamonitor has said. Read more
'All clear' for self-cert loans
[December 2006] Lenders have adequate controls in place to sell self-certification mortgages, the UK's financial watchdog has said.
Self-cert mortgages could skew market
[November 2006] Could you believe that a bank would invite customers to defraud it? It may sound incredible, but that is what some of Britain's biggest mortgage lenders have in effect been doing.
Fears over mortgage 'time bomb'
[October 2006] A type of mortgage popular amongst self-employed workers has been branded a "ticking timebomb" by leading analysts.
